Summary: Looking to rent a car for a vacation or business trip? Check with your credit card first, you may be eligible for free coverage.
The moment you inquire about a short term car rental in Abu Dhabi, you’ll be hit with the subject of rental car coverage. You know it’s coming, but how do you handle it? Now, you might remember that your credit card provides some type of protection for your rental, but what type of coverage is it and does it apply in your case?
Many consumers are confused about what their credit card can and can’t cover. The first step is to contact your insurance agent as well as your credit card company before signing on the dotted line.
You CAN Decline Rental Car Protection
The coverage that’s usually offered by rental car companies isn’t exactly what you’d call insurance. While the company may refer to it as that, it’s essentially a waiver that states that the rental car company won’t go after you if the car is damaged or stolen. Remember, the company has insurance on all of their cars. It’s more of a hard sell than anything.
Understand Your Card’s Coverage
Whatever credit card you may have, you’ll want to understand the coverage based on the bank that issued it. There are various levels of coverage, so it’s important to contact your bank to see what you’re currently enrolled in. There may also be a guide to benefits offered by the card issuer that you can refer to.
Before renting a car from companies like Monte Carlo Rent a Car, LLC or any other major brand for example, you’ll want to come in prepared. Your credit card may cover a rental vehicle, but you’ll never know if you don’t call to inquire. It’s best to inquire what coverage you may have, the inclusions, and exclusions for rental vehicles.